Local Homebuyer Grants

Find Illinois Homebuyer Grants!

Do you meet the general criteria for a home loan but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Grants for homebuyers are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will have to be completed by Smart Mortgage Centers.
  •  620 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

We are standing by to assist with mortgage questions and pre-approvals. Making the dreams of owning a home a reality since 1997.

For a no obligation free quote call now (888)999-1350.

Finding the Perfect Home Loan

Thousands of consumers across the United States are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2020 mortgage guidelines. Our mission is to get you approved for a Home Buyer Grant and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists

Our Grant team is celebrating its 23rd year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer FHA Loan options, USDA loans and our VA Loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with a Grant for Down Payment
Get Pre-Qualified Now

    After clicking submit the credentials of your Mortgage Consultant will be sent to you via email.

    Grant Benefits
    • Grants are Forgivable
    • 30 Year Terms
    • Easier credit qualification
    • Wholesale Rates
    • No application fee

    Find your Home Grant Now (888)999-1350.