Conventional Mortgage

Find Illinois Conventional Loans with Lower Rates!

A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government. Conventional mortgages that conform to the requirements set forth by Fannie Mae and Freddie Mac typically require down payments of at least 3%. Borrowers who put at least 20% down do not have to pay mortgage insurance premiums, which are typically required with FHA loans.

A 620 Fico Score will be needed in order to qualify for a conventional mortgage.  Our mortgage team will be able to answer your questions, get you pre-qualified and closed within 11 – 28 days.  Keep in mind when shopping for a mortgage to always get a few quotes.  We will be able to supply you with a wholesale rate, no upfront fees and low to no closing costs.

Finding the Perfect Home Loan

Thousands of consumers across the United States are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2021 mortgage guidelines. Our mission is to get you approved for a conventional mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a new home.
  • Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists

Our conventional mortgage team is celebrating its 24th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just Conventional mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our FHA Home Loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with only 3% Down
Get Pre-Qualified Now

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    Conventional Benefits
    • Low down payment
    • Low 15 & 30 year rates
    • Conventional grant programs available
    • No application fee
    • Use gifts for down payment

    Find your Conventional Mortgage Now (888)999-1350.