Find a Smarter Home Loan Today


Helping people achieve homeownership for 25 years. Begin your pre-qualification online using our secure, encrypted and completely private online pre-qualification through our loan center. Let’s get moving— FIND A PRODUCT that suits your needs.

Questions Call (888)999-1350

Loan Options we Offer our Clients

Conventional Loan

Buy a home with 3% down or Refinance with a new rate and term.  Super LOW rates!

FHA Loan

FHA offers easier qualifications to buy a home or refinance your current home.

VA Loan

Use VA benefits to buy with ZERO down! Refinance with LOW VA mortgage rates.


Buy with NO money down! USDA home addresses look up – Click Here.

Grants for Homebuyers

We offer Grants for the down payment! In order to qualify 1st mortgage financing must be completed with Smart Mortgage.

Manufactured Loan

Financing for factory-made homes built on a permanent chassis, and generally come in single or two-section units.

Renovation Loan

Finance simple upgrades, remodeling or more complex renovation projects, and everything in between.

Construction Loan

Combine financing for a lot purchase, construction and permanent mortgage into one first mortgage loan.

Pre-Approved in Minutes not Days!

Lets get started on your pre-approval.

The easiest way to buy a home or refinance. Within 15 minutes you will know:

  1. Your Credit Score
  2. How Much You Can Afford when Buying a Home
  3. What Program is the Best Option
  4. Your Wholesale Rate and Payment
  5. The Documents you will need to proceed

And Most Important a Pre-Approval Letter to Shop for your new Home.

Our Ratings and Reviews

30 Thousand

loans closed

5.0 / 5

star rating by our clients on Google, Yelp, BBB, Facebook


years of mortgage experience

Our clients are talking about our exceptional service. Here’s what they’re saying.